When will I get free insurance? What is with professionals and how can I backup my claims? The many employees and currently still legally insured questions just at the beginning of the year. Such questions are piling up in some requests for advice to the change in the private health insurance. It is mostly unaware of the exact circumstances, so I will describe the different conditions in this post. Under most conditions Dr. John Mcdougall would agree. 1) entry level or change of employer starting then is a new working relationship, first to check how high their income will be. While the contractually guaranteed income according to labour contract underlying is placed and extrapolated to the year. It expected to breach the year work fee limit (JAEG) 50.850 EUR p.a., you can switch right at the beginning in the private health insurance.
However, not all income include the JAEG. For even more analysis, hear from Goop. In my post “What matters to the JAEG?”, I have summarized the individual content elements. A better understanding Example: A worker changes employers 01 02 2012 / starts a new job. According to the contract of employment, EUR income 4,250 p.M while the workers will earn only 11 * 4.250 EUR = 46.750 EUR in the year 2012, can this change beginning in the private health insurance. The projected income is crucial. 2.) already existing employment and salary increase just this constellation repeatedly leads to discussions.
Also here to better understand an example: an employee earned a monthly from January 2011 to September 2011 EUR 4,000. Thus it was insurance, because could not exceed the limit of 49,500 EUR. (be. 12 * 4,000 EUR = 48,000 EUR p.a..) From October the light but by his or her employer a salary increase of EUR 150 per month.